Privacy Policy

1. Overview & Information We Collect

At Hostkash, we are committed to safeguarding the privacy and personal data of all students, aspirants, and users accessing Exam Note Pro. We collect information necessary to provide seamless educational services, study materials, subscription passes, and test series.

• Personal Identification Details: Full Name, Email Address, Phone/Mobile Number, State, and Exam Preferences provided during user registration.
• Account Credentials: User ID, encrypted passwords, and profile preferences.
• Transaction & Payment Information: Payment reference numbers (UTR, Transaction IDs), purchase history, and subscription pass records. Note: We do NOT store sensitive payment credentials like full Credit/Debit Card numbers, CVV, or Netbanking passwords. All online payments are handled directly by PCI-DSS compliant, RBI-authorized Payment Gateway partners.
• Technical & Log Data: Device IP address, browser type, operating system, WebView user-agent, FCM device tokens for push notifications, and pages visited.

2. How We Use Your Information

We use your information for legitimate educational business purposes, including:

• Fulfilling orders for digital study notes, test series, and subscription pass activations.
• Verifying manual UPI transactions and reference UTR submissions.
• Sending essential updates, exam notifications, push alerts, and purchase receipts.
• Personalizing student dashboards, AI tutor responses, and exam recommendations.
• Detecting, preventing, and addressing fraud, unauthorized sharing, or platform abuse.

3. Data Security & Storage

Hostkash implements robust 256-bit SSL encryption, secure socket layers, and strict firewall configurations on Exam Note Pro. All database servers undergo routine security audits to prevent unauthorized access, alteration, or data leaks.

4. Third-Party Payment Gateways

To process online payments securely, Hostkash partners with leading RBI-regulated Payment Gateways (including Razorpay, Cashfree, PhonePe, Paytm, and UPI operators). When you initiate a transaction on Exam Note Pro, your payment details are transmitted directly over TLS-encrypted channels to these certified gateway partners.

5. Cookies & Tracking Technologies

We use cookies and local web storage to maintain authenticated user sessions, store active cart/pass choices, and improve page load performance. You can adjust your browser settings to refuse cookies, though certain interactive features may be limited.

6. User Data Control & Privacy Rights

You have the right to access, update, or request the deletion of your personal account data stored on Exam Note Pro. You may update your profile details anytime via your Account Settings or contact our support team to request full account data erasure.

7. Disclaimer — Government Non-Affiliation

8. Contact & Grievance Officer

If you have questions, feedback, or grievance claims regarding this Privacy Policy or your data handled by Hostkash for Exam Note Pro, please contact us: